ReliaStar Life Insurance Company is a subsidiary of Voya Financial, Inc. and is a mutual life insurance company that provides a variety of life insurance products to individuals and businesses. ReliaStar has been providing life insurance coverage to customers since 1895 and is one of the oldest in the industry. ReliaStar offers term life insurance, whole life insurance, universal life insurance, and variable life insurance policies.
Term Life Insurance from ReliaStar
ReliaStar offers term life insurance policies for individuals and families. Term life insurance is the most affordable life insurance option, as it provides coverage for a specific period of time, usually 10, 20, or 30 years. The policyholder pays a fixed monthly premium during the term of the policy and, in the event of their death, the policy pays out a lump sum death benefit to their beneficiaries. Term life insurance is a great option for individuals who need life insurance coverage for a specific period of time, such as while raising children or paying off a mortgage.
Whole Life Insurance from ReliaStar
ReliaStar also offers whole life insurance policies. Whole life insurance policies provide lifelong protection and accumulate cash value over time. The policyholder pays a fixed monthly premium for the duration of the policy and, in the event of their death, the policy pays out a lump sum death benefit to their beneficiaries. Whole life insurance is a great option for individuals who want lifelong protection and the ability to accumulate cash value over time.
Universal Life Insurance from ReliaStar
ReliaStar also offers universal life insurance policies. Universal life insurance policies provide lifelong protection and offer flexible premium payments and death benefits. The policyholder can adjust their premium payments and death benefit within certain limits, allowing them to tailor their policy to their changing needs. Universal life insurance is a great option for individuals who want lifelong protection and the flexibility to adjust their policy over time.
Variable Life Insurance from ReliaStar
ReliaStar also offers variable life insurance policies. Variable life insurance policies provide lifelong protection and the ability to invest in stocks, bonds, and other investments. The policyholder can invest their premiums in a variety of investments and, in the event of their death, the policy pays out a lump sum death benefit to their beneficiaries. Variable life insurance is a great option for individuals who want lifelong protection and the ability to invest in the stock market.
Other Life Insurance Options from ReliaStar
In addition to the life insurance products mentioned above, ReliaStar also offers other life insurance options such as survivorship life insurance, business life insurance, and annuity products. ReliaStar also offers products such as long-term care insurance, disability income insurance, and critical illness insurance.
Flexible Payment Options from ReliaStar
ReliaStar offers flexible payment options for its life insurance policies. Customers can choose from a variety of payment options, including annual, semi-annual, quarterly, and monthly payments. Customers can also pay in full for their policy or set up an automatic payment plan.
Customer Service from ReliaStar
ReliaStar offers excellent customer service to its customers. Customers can call ReliaStar’s toll-free customer service number to speak to a representative or can visit ReliaStar’s website to access online customer service. ReliaStar also offers helpful tools such as an online policy calculator and an online quote tool to help customers get an idea of how much their life insurance policy will cost.
Why Choose ReliaStar?
ReliaStar provides a variety of life insurance products to meet the needs of its customers. The company offers competitive rates, flexible payment options, and excellent customer service. ReliaStar is a great choice for individuals and businesses looking for life insurance coverage.
