Driving a vehicle is a necessity for many people. But the risks and dangers associated with it are equally high. To protect themselves from these risks, people are advised to get their vehicles insured. One of the most renowned insurance companies in India is United India Insurance. The company offers a comprehensive vehicle insurance policy that is available for both new and old vehicles. The policy covers damage to the insured vehicle, as well as third party liabilities in case of an accident. But before you can avail the policy, it is essential to download the United India Insurance vehicle policy.
The United India Insurance vehicle policy can be easily downloaded from the company’s website. All you need to do is visit the website and click on the ‘Download Policy’ option. Once you have clicked on the option, you will be taken to a page where you can enter your vehicle’s registration number and other details. After you have entered the details, you will be able to download the policy.
Benefits of the United India Insurance Vehicle Policy
The United India Insurance vehicle policy offers various benefits to policyholders. Firstly, it covers all damages to the insured vehicle in case of an accident. This includes the cost of repair and replacement of parts. Secondly, the policy also covers third party liabilities in case of an accident. This means that the policyholder is not liable to pay any compensation in case of an accident involving a third party. Thirdly, the policy also covers personal accident cover for the driver of the insured vehicle. This means that in case of death or disability of the driver due to an accident, the policyholder can claim for the compensation.
Inclusions in the United India Insurance Vehicle Policy
The United India Insurance vehicle policy includes a number of additional covers. These include coverage for loss or damage due to natural calamities, such as floods, earthquakes, etc. It also covers loss or damage due to man-made disasters, such as riots, strikes, etc. The policy also includes coverage for loss or damage due to theft. This means that if your vehicle is stolen, you can claim for the cost of replacement or repair.
The policy also includes coverage for liability to third party property. This means that if your vehicle causes damage to third party property, you can claim for the compensation. The policy also covers legal liabilities in case of an accident. This means that if a court case is filed against you, the policy will cover all the legal expenses.
Exclusions in the United India Insurance Vehicle Policy
The United India Insurance vehicle policy also has certain exclusions. These include intentional and wilful misuse of the vehicle, as well as damage due to wear and tear. The policy also does not cover any damage due to mechanical and electrical breakdown of the vehicle. The policy also does not cover any consequential losses, such as loss of income due to an accident.
Conclusion
The United India Insurance vehicle policy is a comprehensive policy that covers all the risks and dangers associated with driving a vehicle. It covers damage to the insured vehicle, as well as third party liabilities in case of an accident. The policy also includes additional covers, such as coverage for loss or damage due to natural calamities and theft. However, it also has certain exclusions, such as intentional misuse of the vehicle and damage due to wear and tear. Thus, it is important to understand the inclusions and exclusions of the policy before downloading it.
