Purchasing a car is a dream come true for many people. After all, it is one of the most cherished possessions that people have and the most commonly used mode of transport for most. But the fact remains that it can be expensive and to ensure its safety and security, car insurance is a must. Bajaj Allianz car insurance policy is one of the leading car insurance policies in India, offering customers a wide range of coverage. This article talks about Bajaj Allianz car insurance policy and its features, how to download it and other important aspects that customers should know before purchasing the policy.
What is Bajaj Allianz Car Insurance Policy?
Bajaj Allianz car insurance policy is a comprehensive motor insurance policy designed to protect your vehicle against any kind of damages or losses that may occur due to unforeseen circumstances such as accidents, natural disasters, theft, vandalism and fire. The policy provides coverage for the insured vehicle and its occupants, as well as third-party liabilities. It also provides additional benefits such as 24x7 roadside assistance, cashless claims settlement and a host of other features.
Features of Bajaj Allianz Car Insurance Policy
Bajaj Allianz car insurance policy offers a host of features and benefits to its customers. Some of the key features of the policy are:
- Comprehensive coverage: The policy provides comprehensive coverage for the insured vehicle, its passengers and third-party liabilities.
- Cashless claims: Customers can avail cashless claims settlement at any of the network garages associated with Bajaj Allianz.
- 24x7 roadside assistance: Customers can avail 24x7 roadside assistance and towing services in case of any breakdown or accident.
- No-claim bonus: Customers can avail a no-claim bonus if they don’t make any claims during the policy period.
- Discounts: Customers can avail discounts on premium amount based on the age of the vehicle and its make and model.
How to Download Bajaj Allianz Car Insurance Policy?
Downloading Bajaj Allianz car insurance policy is a simple process. All you need to do is visit the official website of Bajaj Allianz and follow the steps mentioned below:
- Log in to the official website of Bajaj Allianz.
- Click on ‘Car Insurance’ tab.
- Select your policy type and enter the required details.
- Choose the coverage you require and click on ‘Get Quote’.
- Once you have received the quote, click on ‘Download’ button.
- Your policy document will be downloaded in PDF format.
Benefits of Downloading Bajaj Allianz Car Insurance Policy
Downloading Bajaj Allianz car insurance policy comes with several benefits. Some of the key benefits of downloading the policy are:
- It helps you keep a track of all the important details of the policy such as coverage, premium amount, discounts, etc.
- It helps you save time and effort as you don’t have to wait for the policy document to be delivered to you.
- It allows you to make changes to the policy as per your requirements.
- It helps you keep a record of all the claims that you have made in the past.
- It helps you save money as you don’t have to pay for the cost of printing and delivery of the policy document.
Tips to Save on Bajaj Allianz Car Insurance Policy Premium
Purchasing Bajaj Allianz car insurance policy can be expensive, but there are certain things that you can do to save on the premium amount. Some of the tips to save on Bajaj Allianz car insurance policy premium are:
- Opt for a higher voluntary deductible: A voluntary deductible is the amount that you choose to pay in case of a claim. By opting for a higher voluntary deductible, you can reduce the premium amount significantly.
- Maintain a good credit score: Maintaining a good credit score can help you get a good discount on the premium amount.
- Install safety devices: Installing safety devices in your car can help you get a discount on the premium amount.
- Choose a lower coverage: Choosing a lower coverage can help you save on the premium amount.
- Opt for online renewal: Opting for online renewal of your policy can help you get a good discount on the premium amount.
Conclusion
Bajaj Allianz car insurance policy is a comprehensive motor insurance policy that provides coverage for the insured vehicle, its passengers and third-party liabilities. It also offers additional benefits such as cashless claims settlement, 24x7 roadside assistance and discounts on the premium amount. Downloading the policy is a simple and hassle-free process. It also comes with several benefits such as saving time and money, keeping track of all the important details and making changes to the policy as per your requirements. You can also save on the premium amount by opting for higher voluntary deductible, maintaining a good credit score, installing safety devices, opting for lower coverage and opting for online renewal of the policy.
