Does Insurance Pay 100 After Deductible. If you've paid your deductible: If your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500.
There may be some charges on coinsurance after deductible, but your plan brochure. Since you’ve already met your deductible for the year, you don’t have to pay any more toward your deductible. If your health insurance policy has a $3000 deductible, it means that you have to accumulate $3000 in covered health expenses before your insurance starts to cover any health expenses (and it covers only the part above $3000).