Insurance Quotes Florida Usaa. That’s nearly half the cost! The average american homeowner pays $1,173 per year for home insurance, but in florida, the average annual premium is $1,993, making it the most expensive state in which to buy home insurance.
Get a free quote online today for protection from fire, theft, vandalism and more. Premium costs aren't bad relative to the rest of the us — although floridians do pay 5% more per year on average. A native new yorker, i have served the deltona area since moving to this area in 1991.