Does Insurance Cover Car Accident. If you’re in a crash and another driver is entirely at fault, their property damage liability insurance pays for damage to your car. The higher the deductible, the lower your monthly premium.
Remember, if you need to make a claim after an accident, you can do so online as well as submit important claims documents. Now you know that car insurance does cover private property accidents and the types of insurance you need to be fully covered. In a car insurance policy, collision insurance covers damage to your car sustained in a crash with another vehicle, an inanimate object, and an accident where your car rolls or falls over.