Is Aflac Group Accident Insurance Worth It. Accidental death may not seem very likely, but it happens more often than you may think to people in certain age groups, jobs and lifestyles. The benefit can be used any way you want, whether to pay down your major medical deductible or coinsurance, or to help cover.
Supplemental accident insurance is meant to be purchased in addition to your primary policy. These policies usually provide fixed benefits for qualifying injuries as a supplement to a major medical policy. Accidents can happen in an instant affecting you or a loved one.