How Often Does Insurance Check Your Driving Record. Unfortunately, almost every company will check your driving record when you apply for coverage. Progressive will only look back 3 years, so any ticket you have that is older than 3 years will not affect your rates with them.
You'll also get checked when you renew your policy, when you start a new policy, or sometimes when you pay off your vehicle. Call now for a quote: Many insurance companies will check your driving record if you change your policy, or when your policy renews but there is no set time.