Driving Without Insurance Penalty California. For a wide variety of reasons including the toothless penalties that california has for driving uninsured, drivers who want to protect themselves must continue to pay for insurance that covers them in case of an accident with one of the many uninsured or underinsured drivers on california’s roads. Driving without insurance is not a risk worth taking.
The usual penalty is a fine of $109. California police can also impound the uninsured driver’s car. Driving without insurance is a strict liability offence, meaning that the prosecution only need to prove that you were driving on a public road at the time of the offence was committed.